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Gov’t to introduce health insurance in Ethiopia
By Groum Abate
Health Insurance is going to be introduced in the near future in Ethiopia after the Council of Ministers approved the draft proposal presented by the Ministry of Health.
The health insurance is classified into two types: social health insurance and community based health insurance.
Social health insurance caters for all employees in the country on the payroll of private and public institutions. It will be mandatory for taxpayers to take out the insurance. The costs will be covered by funds collected from individuals, employers and government subsidies.
Community based health insurance deals with people that are not registered as taxpayers, which often includes farmers. These people can choose whether they want to receive the service.
According to the draft proposal, an agency to control the scheme is to be set up in the near future.
Premiums for the health insurance scheme are calculated according to the income of members, but the benefits are the same for all.
According to the proposal, plastic surgery, teeth problems, and dialysis are among the identified treatments that are not going to be covered by the insurance.
It has not yet been decided whether the health insurance will cover dependents of members.
According to the plan, patients could go to specified medical service providers, a hospital or a clinic, and the insurance firm and the patient would each pay a portion of the medical bill, as contracted. This scheme would only apply for outpatients that are being treated outside the health facilities. According to the proposal outpatients would pay a minimum of 10 per cent of the total payment. This is done to minimise abuse of the insurance scheme. However, patients being admitted to hospitals will not pay anything as they are admitted to the hospital on the referral of a doctor, eliminating opportunities for abuse.
wow great achivment
In weyannes ethiopia health insurance means to suck the poor farmers blood and give to the few HODDAMS. Everything is donated by these parasite aid agency and help org.
Very nice! Ethiopia must be the first third world to introduce such schemes!
Talk about Ethiopian-Style Obama!
good work keep it up
“Our concern is with the many and not the few. The benefits of education must be enjoyed by every Ethiopian. Health facilities must be made available to all who require them. The ownership of a plot of land must be brought within the capacity of everyone who so desires. The benefits of an expanding economy must be enjoyed by all.","Those personalities who believe in freeing a country by secession are selfish and prey to outsiders. We will not accept their motives.” Negus Haile Selassie, Long Live the Constitutional Monarchy!,Equal Rights and Justice for Ethiopia, Fire burn down the secession star of witchcraft, Rise with the Lion of Judah!, Long Live Independent Ethiopia!
this leads to
1.devolopment of insurance infrustructure.
2.devot. of health industry
3.increas in life expectancy.
4.increas productivity decreas in sick leave. etc.
Why can’t we change IQUBs to organize community based health insurance by keeping 5% or 10% of the weekly or monthly IQUB payment. Also their coud be a posiblity of turning IDERs to be a govt subsidized community health insurance,as long as if the govt or sponser organizations can pay atleast half the cost.
. . .its tentative, we need this!. . .
It is a good idea to initiate health insurance.I am not comfortable with the following phrase'’It will be mandatory for taxpayers to take out the insurance.'’Would it mean that there is no room to opt out for tax payers? If that is the case,it would rather impoversih the government employers rather than being of help to them.From the little salary they get,they are gonna pay for health insurance.
Therefore,Health isurance should be based on demand!
We are going to see the 3rd world health insurance but who is going to afford it .it is just another woyanee is scam to loot more money from the poor .
Wow, Universal Health Insurance in Ethiopia before the US! I think you can say democracy is progressing well in Ethiopia. Be honest all you - teeny, tiny, Hate-Crazed Diaspora - you’ve never, ever seen so much progress in Ethiopia, Ever!, in such a short period.
ኢትዮጵያ ለዘላለም ትኑር
I think it is a good start. We will see.
It is good idea as long as it is for all Equaly and subsidy should be in place where possible equaly as well!
If the intention is genuine, I think it is a great idea. However, just like everything else woyanes do, you have to wait and see if it really works or true at all.
Now the Tigres are on the move to to establish their own Health Insurance Co and and to force poor Ethiopians to be theier customers. Wait and see.
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